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Contractor’s proposal: pay half up front or buy materials directly?

Question by jbrandtc: Contractor’s proposal: pay half up front or buy materials directly?
I want to replace the windows and doors on my house. A contractor’s bid lists requests half the payment up front and balance due upon completion.

Is it smarter for me to pay the contractor for his time and go to the home improvement store together, where I can pay for the materials directly?

Any other tips, suggestions, links that would help me?

Best answer:

Answer by molly s
I would buy the materials myself, that way, if he poops out on you as some contractors have been known to do, at least you still have the stuff and can get someone else without laying out any more cash..with this method, you pay him for labor AFTER the completion of the job.
its a good idea if you are pressed for time to make an addition to the contract that there will be financial penalties if his crew takes longer that the time allocated for the project, this means he will make less if they drag their feet and thats good for you the customer…I have been there and done this..nothing more frustrating than a contractor who is johnny on the spot till they get the cash then never return a call.

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